Lynn Frasier's Blog

Posted on 03/31/2019

Life can get so busy that no matter what you do, you can’t seem to keep up. Between work, school, the kids’ sports, and activities, and a little bit of fun, those housekeeping and personal finance chores can slip past. Soon, you find yourself trying to catch up because a bill got missed or an undone task turned...

Budgeting

Bills

+ 1 more

Posted on 03/24/2019

Should You Get Homeowner's Insurance?

You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you...

Home Insurance

Home Natural Disasters

Posted on 03/18/2019

What Does Curb Appeal Mean?

What is curb appeal? The definition is a different concept for everyone, no doubt. First, let's state that it is not a bundle of money you do not have spent to impress someone you do not know. However, it’s purpose is to attract people you do not know. Well, at least that is the purpose when it comes...

Curb Appeal

Stages For Selling

+ 1 more

Posted on 03/11/2019

Throw Back Coffee for Today

So many of us rush through the drive through each morning and grab a cup of coffee or get to work and pour the black liquid into your special mug. But do we really think about the process of brewing that beverage as part of the enjoyment? In today's busy hustle and bustle taking the time for yourself...

Food

How To

Posted on 03/04/2019

What Does That Mean – Mortgage Type

Multiple options are available when it comes to real estate loans. Figuring out which one you need can be disconcerting, to say the least. So, if you’re new to the game, here’s a quick guide to help you along. Standard Mortgages: Conventional – Loans that fall within the FNMA/FHLMC (Fannie Mae/Freddie Mac) guidelines where the Federal government is...

Mortgage

Real Estate

+ 1 more

Posted on 02/25/2019

How Do Assessed Value and Fair Market Value Differ?

Two terms that you may have heard when talking about real estate is fair market value and assessed value. These two terms are not the same or even interchangeable terms. The assessed value of a home can often be higher than the price the house is being sold. These properties can often be seen as a “bargain” in the...

Best Value

Home Value

Posted on 02/18/2019

Avoid a Complicated Home Selling Experience

Selling a house sometimes can be complicated. But if you understand the home selling journey, you may be better equipped than other sellers to avoid potential pitfalls. Now, let's take a look at three tips to help you simplify the home selling journey. 1. Analyze the Local Housing Market The age and condition of your home may have far-flung...

Selling Your Home

Tips On Selling

Posted on 02/11/2019

Common Homebuying Concerns, and How to Address Them

If you plan to buy a home in the immediate future, there are several concerns that you should address before you embark on your house search. In fact, some of the most common homebuying concerns include: 1. Lack of Home Financing You know you want to purchase a house, but obtaining financing sometimes is difficult. Fortunately, if you meet...

Buyer Tips

Buying A Home

Posted on 02/04/2019

How Pressure Washing can Increase Curb Appeal

Pressure washing your home can be an excellent way to increase curb appeal on a budget. A good pressure washer can be used to clean vinyl siding, windows, driveways, decks and sidewalks. You can buy, rent, or hire a pressure washer. And, there are a number of different types of machines available. So, in this post, I’m going to...

Curb Appeal

Cleaning

+ 1 more

Posted on 01/28/2019

Should You Submit an Offer to Purchase a Home?

Deciding whether to submit an offer to purchase a house may prove to be difficult. Fortunately, we're here to help you weigh the pros and cons of submitting a homebuying proposal so you can make the best-possible decision. Now, let's take a look at three tips to help you determine whether now is the right time to submit an...

Offer To Purchase

Buying A Home

Posted on 01/21/2019

The Beginner's Guide To Water Softeners

If your new home comes with a softening system or you are thinking of installing one to combat particularly hard water there are some differences you will need to account for that you may not expect. In fact, you might even be using tactics to combat hard water in your current household and not even realize it! So what...

Hard Water

Water Softener

+ 1 more

Posted on 01/14/2019

Manage Stress During a Homebuying Negotiation

A homebuying negotiation may cause your stress levels to rise. However, as you work toward purchasing your dream house, there is no need to worry. In fact, there are many ways that you can limit stress as you finalize a home purchase, including: 1. Discuss Your Homebuying Concerns with Family Members and Friends Family members and friends offer plenty...

Buying A Home

Negotiating A Home Purchase

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